Time to Fill Gaps in Your National Insurance Contributions

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December 20, 2024

There’s a deadline approaching…you have until 5th April 2025 to fill the gaps in your National Insurance records dating back to 2006.

What are the benefits of checking for gaps in my national Insurance records?

You may be eligible to make voluntary National Insurance contributions by checking for gaps in your National Insurance records, dating back to 2006.

If you are eligible to make voluntary contributions, you can maximise your state pension benefits.

How do you check the gaps in your National Insurance records?

It’s easy to check for any gaps in your National Insurance records!

Follow these simple steps:

Use the State Pension Forecast Tool to:

  • Create or log on to your online HMRC account via GOV.UK or use the HMRC app to get started.
  • Use the ‘Check Your State Pension Forecast’ Tool to:
    • Identify gaps in your record
    • Check if additional payments could enhance your state pension
    • Make a payment if you choose to fill in the gaps

What happens after the 5th April deadline?

After the 5 April 2025 deadline, you’ll only be able to make voluntary contributions for gaps in the past six years of tax, in line with standard time limits.

Don’t miss out!

Don’t miss out on the opportunity to secure your state pension—check your records today!

If in doubt contact your tax advisor or talk to Walker & Sutcliffe this way: Contact | Walker and Sutcliffe